Financing with Our Dealership

Envision Ford of Oxnard takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

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Should You Lease Your New Envision Ford of Oxnard Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Envision Ford of Oxnard can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Take Advantage of The New Auto Loan Interest Deduction

The new deduction is available to owners of vehicles with final assembly in the United States.  It does not apply to leased vehicles.  Not available on all vehicles. Envision Motors and its affiliates provide no tax advice, please consult your tax and financial advisor.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

Financing Made Simple for Your New or Used car, truck or SUV

We know that you love Ford models, and we can understand the appeal. These models are known for their longevity and style, plus they're affordable so our Camarillo, Ventura, Newbury Park and Santa Paula customers can make the most of their busy schedules. If you have found a model that suits your needs, or you are just beginning your quest, consider what your financing options might be.

Find the Auto Financing that Fits You Best

Whether you're deciding to buy or lease a vehicle, we can help you come up with a plan. Each one has its own merits, and it's up to you to decide what aligns with your goal. When you buy and finance with a car loan, you're thinking long term and can build equity. Leasing offers lower payments and provides flexibility if you'd like to upgrade after the terms are completed. No matter what, our team is here to help you and discuss options, rates and more so you can make the smart choice for you!

Make Life Easier with Expert Automotive Financing

Let the Envision Ford of Oxnard finance team help you navigate the world of leases, loans, and purchase agreements. We make the process easier and we guide you through all of your options so that you can find your ideal plan that won't break the bank or strain your budget. You can even get started before you shop, by filling out our convenient, online finance application to get the ball rolling and start setting up the perfect financing arrangement for your budget.


Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Envision Ford of Oxnard

    1501 Auto Center Dr
    Oxnard, CA 93036

    • Sales: (805) 983-6511
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Get in Touch

  • Contact our Sales Department at: (805) 983-6511
  • Monday7am-8:30pm
  • Tuesday7am-8:30pm
  • Wednesday7am-8:30pm
  • Thursday7am-8:30pm
  • Friday7am-8:30pm
  • Saturday7am-8:30pm
  • Sunday10am-8pm